The drop-down list includes credit card issuers that have submitted credit card agreements in accordance with section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (CARD Act). If you can`t find a card issuer, it can be: Check all Synchrony credit card products for current pricing information and agreements for new accounts. That`s why many people throw out the deals or forget where they put them. If the terms change, credit card issuers send messages that only contain the new terms – instead of sending the entire credit card agreement. A card affiliation agreement is a contract that sets out the terms of a given credit card, including any penalties that may be imposed if you miss payments or violate other terms of the agreement. Credit card companies send these agreements to their customers when the card is first issued. Many issuers publish agreements containing a number of interest rates. If you have a current account and would like a copy of your specific agreement, you can request one on the exhibitor`s website or call the toll-free after-sales service number on the back of your credit card. This Website User Agreement is governed by the laws of the State of New York and the federal laws of the United States of America, without their conflict of laws rules being in effect. For any dispute arising out of or related to the Site, you agree to submit to the personal and exclusive jurisdiction of the federal courts of New York.