We make no warranties or guarantees as to the effectiveness of these programs. a. Comprehensive Agreement. This Agreement, together with all other documents incorporated by reference, represents the entire agreement and understanding between you and us regarding the subject matter of this Agreement and supersedes all prior written or oral agreements. Where any part of this Agreement is held to be unenforceable, the unenforceable part shall be construed in accordance with applicable law in such a way as to reflect the original intentions of the parties, and the remainder of the provisions shall remain in full force and effect. We will not waive any provision or right if we do not insist on or strictly comply with any provision of this Agreement.